[mln385]

Well there are cd's that don't have early withdrawl penalty's I would not nor did I recomend the 401k route, and 100k in the bank at least for me would carry myself for quite some time if needed.

Can't speak for others here but 100k isn't pocket change in my arena.
I am confident in the route I took and no I don't live week to week or paycheck to paycheck.