It is as sound as you are competent, what I mean by that is many of the suggestions in this thread is up to the individual to decide which avenue is best for he or she to use financialy and personaly.
Everyone has a different opinion or position.
Read this link
http://money.cnn.com/2008/10/24/news...look/index.htm
To me this is why it is better to finance with a tax deductible loan at this time and leave your own money or assets alone.
However as you can see others disagree, not that they are wrong it is just how they feel.
The individual needs to educate themselves on the financial goals and tools available to themselves and make their determination of what to do on their own.
If you already have a mortgage,college tuition,car loans etc. Then ask yourself do you or can you afford this.
Marc