Not Ranked
The closest call I have had was on a cruise (a car stopped on a curve in front of us, a lot of squealing of tires but no damage). I have heard a number of stories about mishaps on cruises, usually nothing with injuries but with some body (glass) damage. I tend to avoid the hell-for -leather group cruises now. I agree with Ron61 that one should, at least, have a few hundred miles of non-stressful driving driving time to get to know the car before getting too crazy.
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