[fastraxsg]

My two cents.....look at a kit as a total loss of value, no possible return on your investment...and then evaluate your finacial situation and see if you can afford it. Some us build them so personal there isn't much resale value or it would be tough to find a like minded individual. Never ever buy one on credit. If something happens to you and the kit isn't done, tough to sell, if you smash it up, some parts have to be custom made, insurance might not cover all....if you are still in doubt, call Suze Orman....approved or denied....people first as she is found of saying.
A lot of folks here were over 45 when they got into Cobra's or kits, I waited for years before I thought I could afford one and my chance of re-sale is slim to nothing. Had to be disposable cash. I am fortunate to be able to do that even now. There are a lot of cars for sale now as things turn from bad to worse...