Not Ranked
Not wanting to particiapte in the argument of whether you should(that is no one's business but yours) Capital one does financing up to $50000 for used or classic cars. I used them for a 67 mustang I purchased a while back and was very happy with them.
Whether or not you should finance like with anything else would depend on the interest rate, amt etc. Others are right that if you did a part of home equity it would be tax deductible. This was 2006 but Capital one with putting down 20% I believe my interest rate was 7-8% for 3 yrs.
It would be great if everyone had their house and cars paid off but that is just not reality for most of us. I say life is too short not to enjoy it and if you can afford it - go for it, just figure in the interest you will pay into the amount of money (plus some) you will lose when you sell.
Ron
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