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Originally Posted by cobra de capell
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That absolutely explains exactly what I see, in reality.
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Originally Posted by Excaliber
I'm not sure I see the difference in a guy loosing his job because he is sick and filing bankruptcy later because of his medical bills. In the end, it was the medical bills that took his house, his savings, ruined his credit.
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There actually is a big difference. I never heard of someone's home being taken away from them because of medical bills, that is, a hospital or doctor putting a lien on somebodys home resulting in foreclosure. Although not paying medical bills may hurt your credit, you won't have your house taken from you. In contrast, if you don't pay your mortgage or pay your taxes, property, income, etc,, there will be a foreclosure, sheriff's sale, etc, where your preoperty will be taken from you. To me that's a big difference.
And, many times, the sickness is an "injury" resulting in disabilty, inability to work, although the same illness/injury does not always result in permanent disabilty in all people. Why is that the case?
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Originally Posted by Excaliber
It might not have come to such a end if he could have received decent medical care immediatly following the loss of his job/insurance. Once the insurance goes away you may wait on the Doctors until your really really sick. Then it's really really gonna cost you.
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Sometimes you can't fix what was broken, no matter what, no matter how good or bad the care was, as determined usually by someone who doesn't know what they're doing. If you don't have a lot of assets, you can't lose much. I heard that 1/4 of US home-owners currently owe more than what their house is worth, and will increase it 1/3 possibly.
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Originally Posted by Excaliber
Not all medical care is free to the poor and hospitals can, will and have refused treatment. When the cancer clinics for the poor shut down because their out of funding the hospital isn't going to cover your chemotherapy. It's happening right now all over the country, people ARE dieing from lack of funded medical care. SOMETHING needs to be done!
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Hospitals can't refuse to provide treatment once a patient is admitted, and if they come through the ER, and if the patient is sick enough, they have to be admitted. It's also unlawful for any hopital to "dump" (transfer) a patient to another facility because of reimbursement issues. However, once in the hospital, some doctors are not obligated to treat all patients, see all consults, and can pick and choose for whatever reason. But, I've have not ever heard or witnessed a doctor or hospital denying life and death medical care leading to the demise of a patient. Although you may not be able to get medical care at all facilities in your area, there has to be one or two that will provide care, a non-profit teaching institution.
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Originally Posted by Excaliber
SOMETHING needs to be done!
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There are actually alot of things that could be done, but its nothing that Obama (lawyer) would ever approve of. Wonder why.