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Old 08-14-2009, 03:09 PM
BeanCounter BeanCounter is offline
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Join Date: Jul 2003
Location: Raymore, MO
Cobra Make, Engine: FFR1056, small block Ford
Posts: 941
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CdC, no one is forced to take Cobra. In fact now that we have creditable coverage laws a person could decline Cobra and take out a high deductible catastrophic plan for less than $150 per month. The problem today is that everyone thinks they must have 1st dollar coverage. Without deductibles and copays no one would think twice about going in for every little sniffle and ache. People fail to remember that insurance companies, unlike the Treasury, can't just print money if the premiums they charge do not cover the cost of the services. Remember there are a group of people out there who's yearly health costs run into the hundreds of thousands of dollars. That must be distributed out amongst all the people in the form of premiums to cover it. There are also people who use less than the average. Thankfully they far outweigh the high service users. I hear the liberals constantly blaming insurance companies but have not heard one of them quote numbers as to "obscene" returns on their business. They in fact make less of a return than what most businesses do.

VRM, excuse me but bull****. Yes I made over a $100,000 a year. But my Dad loaded 150 lb flour sacks in boxcars for General Mills and my Mom made Folgers coffee cans for the American Can company. We drove an old car and had a 850 sq ft house for the 5 of us. I got my winter coats from Goodwill. That was so my folks could save enough money to send all three of us to college. We all got our bachelors degrees and on our own got our MBA's. That's because our parents taught us right. No one helped them except us kids later on when we graduated and each of us made more than the two of them together. I live in a home that I paid off in 10 years. I could have afforded a larger one but I wanted to put money away for hard times and for retirement. I'm just about there to where I don't have much to worry about any more. I don't mind helping someone who truly needs help because they physically cannot help themselves. But when they've spurned opportunities and have taken the wrong paths in life well then............they can go screw themselves. And I don't want bleeding hearts taking what I've worked for and giving it to someone else. They can give their own money away.

Oh, and I forgot to mention. Wasn't Jerry Springer the "DEMOCRATIC" mayor of Cincinnati??
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Bernie Crain
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Last edited by BeanCounter; 08-14-2009 at 03:16 PM..