Oops, wrong thread, you got me there for a minute!
What this isn't the health care thread? Wake up and smell the credit cards. I haven't been following the credit card turmoil much myself. I don't carry a balance, ever, so it makes little difference to me personally what they do. However, from what I have seen it appears overall to be a good bill. I like the part about having to give the consumer 45 days notice before raising rates, for instance. Some last minute hustling by the credit card companies would be expected until the smoke begins to clear.
I never did like single company cards (Sears, Home Depot, etc.) heck there rates are ALWAYS higher than a standard issue Visa, Master or whatever.