[cobra de capell]

Dan40 - Hmmm.....interesting input.

So, was your option to go with another Part D policy (drug insurance) not viable to lower your increased monthly cost?

Supplemental policy - the math sure works out for not having such a policy, is that why it's offered by insurance companies so relatively cheap, e.g. their bet is that outgoing payments can accurately be projected as very small over time within the covered group of people?

By the way, are you stating that you don't carry supplemental coverage?

As to the Black Caucus - that has always been a queer thing to me as well, as is the continuing existence of the NAACP. I suppose that there was a valid reason for those types of organizations back in the early to mid 20th Century, but how they can be justified now is beyond strange. If I were black, I'd want them eliminated in favor of no color designation assigned to any group, by law. As long as they exist, they will directly and indirectly support the recognition of color as some sort of 'difference' between humans - I don't see how that can be good for blacks or whites, but especially for blacks.

On the other hand, since they do exist, I’m thinking that it would be fun to start a White Caucus, along with a National Association for the Advancement of White People (NAAWP). That would at least be entertaining for a short time and may point out how silly it is the have Black and Latina organizations at this time in American. The ironic scenario in the future may be that once Latinas take over America a white organization just may be necessary to do whatever it is that the NAACP does for blacks at this time - I'm really not sure what that is other than collect dues.