View Single Post
  #38 (permalink)  
Old 09-07-2009, 04:36 PM
Dan40 Dan40 is offline
CC Member
Visit my Photo Gallery

 
Join Date: Sep 2008
Cobra Make, Engine:
Posts: 1,120
Not Ranked     
Default

Quote:
Originally Posted by cobra de capell View Post
Dan40 - Hmmm.....interesting input.

A So, was your option to go with another Part D policy (drug insurance) not viable to lower your increased monthly cost?

B Supplemental policy - the math sure works out for not having such a policy, is that why it's offered by insurance companies so relatively cheap, e.g. their bet is that outgoing payments can accurately be projected as very small over time within the covered group of people?

C By the way, are you stating that you don't carry supplemental coverage?

As to the Black Caucus - that has always been a queer thing to me as well, as is the continuing existence of the NAACP. I suppose that there was a valid reason for those types of organizations back in the early to mid 20th Century, but how they can be justified now is beyond strange. If I were black, I'd want them eliminated in favor of no color designation assigned to any group, by law. As long as they exist, they will directly and indirectly support the recognition of color as some sort of 'difference' between humans - I don't see how that can be good for blacks or whites, but especially for blacks.

On the other hand, since they do exist, I’m thinking that it would be fun to start a White Caucus, along with a National Association for the Advancement of White People (NAAWP). That would at least be entertaining for a short time and may point out how silly it is the have Black and Latina organizations at this time in American. The ironic scenario in the future may be that once Latinas take over America a white organization just may be necessary to do whatever it is that the NAACP does for blacks at this time - I'm really not sure what that is other than collect dues.
A
The policy renews in nov. dec. and the new price is announced in jan. A new part D plan cannot be purchased in Jan. Will not happen this year.

B
A pure money maker for insurance companies. No catastrophic risk to the insured, means no such risk to the insurance company either. I sold them only because people insist on buying them and if I sold it, they got the best policy for the least premium, not the one that paid the highest commission.

C
No I do not have a supplement policy. I do not give advice that I do not follow as well.


NAAWP, Wouldn't that be welcomed with open arms! Or loaded arms.