[cobra de capell]

Hmmmmm..so you walk your talk, great!

As I understand your response under B - securing a supplemental policy under MediCare would be the same as securing a supplemental policy to compliment a private insurance policy in the workplace, e.g. it would cover the 20% gap etc if something were to happen - big time. The difference: 20% may be higher under a private plan since MediCare tends to pay less overall for services. True?

If that's true, no one in their right mind would even think about buying a supplemental policy in the private sector and should not buy a MediCare supplemental policy.