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08-12-2003, 12:41 PM
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CC Member
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Join Date: May 2003
Location: St. Clair Shores,
MI
Cobra Make, Engine: West Coast, Ford 460
Posts: 176
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Not Ranked
Insurance
If you are looking for insurance, try your local State Farm Agent.
You can find a local agent on the internet via State Farm's web page. Depending on agreed value, your premium could be under $400 per year! Check it out!
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'bacher
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08-26-2003, 03:52 PM
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CC Member
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Join Date: Jul 2003
Location: D.C/Baltimore,
Posts: 37
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Getting Insurance
I just got a Backdraft cobra and Have been trying get insurance for it but was unable to get coverage through State Farm and I have been with them for 12 years. Any Ideas? Any one have state farm for insurance and what Agent do you have?
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08-26-2003, 04:17 PM
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CC Member
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Join Date: May 2001
Location: niceville fl,
fl
Cobra Make, Engine: Hunter #28; 396 Cleveland stroker; more than 495 HP; TKO 5 speed
Posts: 442
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Not Ranked
I think the key with State Farm is the description.
If your car is titled as a replica: ie, 1966 427SC cobra replica.
Then there is no problem.
Ask for a Antique and Classic policy; thats what I have. Inexpensive, no milage limit, etc
gn
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08-27-2003, 08:51 AM
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Join Date: Jul 2003
Location: D.C/Baltimore,
Posts: 37
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Insurance
I have given my agent all my replica info but they still will not insure the car, so I think I need a different agent in florida or proof that state farm does insure the car.
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08-27-2003, 10:53 AM
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Join Date: Aug 2002
Location: Harrisburg, PA,
Posts: 40
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My Cobra is due in about 2 weeks and from the quotes I've received from several insurance companies on an agreed value of $50,000, I've decided that ANPAC's CHROME policy will be my best option.
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Gus
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08-27-2003, 03:20 PM
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CC Member
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Join Date: Apr 2003
Location: Mokane,
MO
Cobra Make, Engine: Gave it to Russ
Posts: 311
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I have State Farm. Not only will they insure your Cobra, but they will pay you what it is worth when you total it. They insured my FFR titled as a 1996 Cobra replica. Then they gave me a bunch of money after I put it into the wall. And now I have my Backdraft Cobra insured with them titled as a 2003 Cobra replica. Insurance went from about $500 a year to almost $800 a year. $100 a year of that was due to the wreck and the rest is due to the higher cost of insuring a 2003 vehicle as opposed to a 1996 vehicle. I'm insured in Missouri.
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I wish this reactor had wheels!
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08-27-2003, 03:27 PM
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Join Date: May 2003
Location: Elvisville,
TN
Cobra Make, Engine:
Posts: 189
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I have State farm also ( in TN). My cost is a/b $90. a year.
But, I have mine registerd as a '67 w/ Anitque tags. Had to sign
a paper saying I would drive the car less than 1,000 miles per
year. Insured for $25k.
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08-27-2003, 03:36 PM
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Join Date: Jul 2003
Location: D.C/Baltimore,
Posts: 37
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What agent do you all have? I guess the underwirter my agent has is a pian in the.....
Brian
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08-27-2003, 04:01 PM
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Join Date: Apr 2003
Location: Mokane,
MO
Cobra Make, Engine: Gave it to Russ
Posts: 311
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By the way, my mileage is 7,500 a year. And that is the least they will go. I tried to talk them into lowering the premium for less mileage and they said 7,500 was as low as they would go for this car. I think if you have a car that is titled/registered as a classic, 25 years old, they will do like they did for WBofTN and sign you up for less mileage.
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I wish this reactor had wheels!
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08-27-2003, 06:26 PM
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CC Member
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Join Date: Jun 2003
Location: San Diego, CA,
CA
Cobra Make, Engine: Backdraft #69, 351W, T5
Posts: 81
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Not Ranked
I am sure this is different state to state...... Those in California who are you insuring with?
I am going to give State Farm a call and see what they can do for me... any others I should look for?
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08-27-2003, 09:56 PM
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CC Member
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Join Date: May 2002
Location: SF, Bay Area,
CA
Cobra Make, Engine: SPF832, 466cid
Posts: 504
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Not Ranked
State Farm in NorCal....Their web page says they insure "Replicas"
curtis
Niles, How does State Farm explain a replica being an "Antique or Classic" OR belonging in a "Antique and Classic" policy? I'm with SF but as a 65 AC Cobra Replica 7500mi/year and over a grand/yr
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08-28-2003, 08:45 AM
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Club Cobra Member
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Join Date: Nov 2000
Location: Macedonia,
OH
Cobra Make, Engine: A&C 427S/C, 351W, T5
Posts: 513
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Not Ranked
State farm is the way to go. I was paying close to $1000 a year with farmers and a not agreed upon value either. Went to an agent in Willoughby, Oh and got a fully insured policy with an agreed upon value of $40,000 for $110 every 6 months. My car is titled as a "2001 Self Assembled Vehicle - '67 S/C Cobra Replica". Only $100 deductible, 300/100 liability, 5,000 medical and 300/100 uninsured, even emergency road service and towing.
How can you beat that, and I don't have anything else with them, cars or house.
It is rated as an antique or classic motor vehicle with racing or speed contest exclusions.
They have it listed as a 1967 Ford Cobra Replica 2DR class 1S0W000.
The premium is gurranteed thru 2005.
Unbelievable!!!!!!!
Bye the way a big thank you to another A & C owner, John Mazzolini for the tip.
Jim
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08-28-2003, 12:49 PM
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CC Member
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Join Date: Jul 2001
Location: Southwest,
WI
Cobra Make, Engine: Shell Valley, Mopar thingy (small block of course)
Posts: 2,215
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Not Ranked
brainbugnj
Call Wawanesa, they are bases in SD. Good service, good rates.
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Brent Dolphin
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