WHAT IS THE DIFFERENCE BETWEEN A "REPLICA" and a "KIT CAR"

[Chiperb]

One insurance comany said that they WOULD insure a "replica" but NOT a "kit car". What is the difference as far as they are concerned? cb

[klayfish]

You'll need to ask the underwriter of the company you are dealing with. But I think in general terms, they see a "Replica" as a car built by a professional shop or by a corporation, business or some type of factory. They generally think of a "Kit Car" as something built at home by an amateur, in their garage. Not that their perception is right or wrong, it is what it is.

Steve

[Dwight]

MAYBE THEY THINK THAT:
AMATURS BUILD KIT CAR THAT FALL A PART, BURN OR BREAK AND WRECK.

PROFESSIAL SHOPS BUILD REPLICAS.


THAT THE FEELING I GOT WHEN I TALKED TO AN INSURANCE COMANY.

[Okiesnake]

To my thinking, A kit hasn't been completed yet where as a replica has been assembled!

[Excaliber]

My insurance company made it clear:

If I built it in my garage, go away, end of story.

If a "shop" built it, we could talk about the "shop" and their qualificiations.

Ernie

[Edley Rondinone]

OkieSnake: Good description!! There was a thread on this topic not too long ago..."Kit car" can have a negative connotation, associated with VWpans and engines a la the Bradley GT!

[Shawn C]

Hey Ernie, if ya don'tmind me askin, what insurance company are you with and what kind of coverage do you have? My ins. co. will cover liability only. If I wreck it I fix it. Ouch! But on the other hand its only $200 a year and I am legal (kinda sorta).
Thanks
Shawn C.

[Roscoe]

Instead of Big Block vs Small Block: Shouldn't it be Big Block vs. Little Block? Or Large Block vs Small Block?

Hmmmm?

Roscoe

[grumpy]

Real easy answer,
Both legally and for the Insurance Company angle.

A. REPLICA; Built as a replication of the original in all aspects.

Main Entry: rep·li·ca
Pronunciation: 're-pli-k&
Function: noun
Etymology: Italian, repetition, from replicare to repeat, from Late Latin, from Latin, to fold back
Date: 1824
1 : an exact reproduction (as of a painting) executed by the original artist <a replica of this was painted... this year -- Constance Strachey>
2 : a copy exact in all details <DNA makes a replica of itself> <sailed a replica of the Viking ship>; broadly : COPY <this faithful, pathetic replic

B. KIT; An assembly built from a lists of parts, normally not to replicate but to sell at a lower cost.

Main Entry: 1kit
Pronunciation: 'kit
Function: noun
Etymology: Middle English
Date: 14th century
1 dialect British : a wooden tub
2 a (1) : a collection of articles usually for personal use <a travel kit> (2) : a set of tools or implements <a carpenter's kit> (3) : a set of parts to be assembled or worked up <model-airplane kit> (4) : a packaged collection of related material <convention kit> (5) chiefly British : GEAR> a container for any of such sets or collections
3 : a group of persons or things -- usually used in the phrase the whole kit and caboodle

Go to the BLACKS LAW Dictionary if you seek the legal interpertation, no more no less, There are a lot of kits out there, very few replicas.

grumpy

[65cobra427]

My insurance company said built by factory was replica... Home built was kit car... Didn't ask about professional builders... BTW, mine was built by Peter and the boys...