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9Likes
06-18-2008, 11:28 AM
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CC Member
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Join Date: Dec 2004
Location: Prince Frederick,
MD
Cobra Make, Engine: Unique 427 S/C 427 FE S.O. 484 cu in
Posts: 952
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Not Ranked
Quote:
Originally Posted by Midwest Classic
Tony,
I was told by the underwriter they would insure a car that has 17 digits as a production vehicle and it would get a better rate than the normal replica/kit does. We do not look at air bags and such when rating collectible vehicles, although that trend is also changing. These are collectible vehicles not daily drivers. Daily drivers rates are triggered a lot more by the vehicle and componets it is equipped with.
Robbin
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Thanks Robbin. It is just another screwed up sidebar of this whole thing.
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06-18-2008, 11:30 AM
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CC Member
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Join Date: May 2004
Location: Palm Coast,
FL
Cobra Make, Engine: Shelby American CSX 4241 - authentically built
Posts: 2,573
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Not Ranked
Quote:
Originally Posted by A-Snake
Sal, Not picking on you but, you're saying you're paying more for insurance because the car wasn't issued a 17 digit VIN by the state while other cars just like yours have 17 digit state VIN's and thus can pay less for inusurance.
I know you're going to say that it's titled as a '65, but the VIN CSX4241 never existed in 1965. It didn't exist until what 2002 or so?
Didn't CS try something like that some years ago?
Now, what did you say the name of the guy on second is?
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I have an agreed value on my car, and I am happy with the terms and the cost of the policy. I don't know how Robbin has my car setup in his system, but I don't think I'd be saving much if I currenty were at the more expensive way.
__________________
Sal Mennella
CSX 4241, KMP 357 - sold and missed, CSX 4819 - cancelled, FFR 5132 - sold
See my car at CSXinfo.net here >> CSX 4241
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06-18-2008, 01:01 PM
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Senior Club Cobra Member
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Join Date: Jul 2002
Cobra Make, Engine:
Posts: 15,712
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Not Ranked
It makes sense to me, the company POLICY allows for a potentially better rate when a car has been assigned a traditional 17 number vin. Hawaii goes with the vin the car came into the state with, in my case that was "ERA154". My friend's replica came from Arizona with a state issued 17 number vin, which Hawaii retained. The 17 number vin car may pay less for insurance than my car because, well, thats their policy when deciding rates, good or bad or logical makes no difference. It's the way that company does business unless someone changes the rules they play by.
If you BUILD a car here you will be assigned a 17 number vin.
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06-18-2008, 01:31 PM
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Senior Club Cobra Member
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Join Date: Sep 2002
Location: Montgomery,
TX
Cobra Make, Engine: CR 427 S/C, 351W, 5 Sp & KMP142 - 427 SO, 4 Spd
Posts: 2,212
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Not Ranked
My Classic Roadster came with the 17 digit vin, which Hawaii used.
My Kirkham has a 6 digit number which I think Texas used. I'll find out
Saturday. Must be because of the different areas but the Kirkham with a
declared value twice as high as the CR is 20% less on insurance - a nice
surprise for me. It stays in Texas - where I can at least drive it somewhere
other than circles!
__________________
Flip
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06-18-2008, 05:21 PM
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CC Member
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Join Date: Aug 2006
Location: San Diego,
CA
Cobra Make, Engine: SPF1715, Roush Built 434 ci Stroker, Dart Block, Ported AFR 205 Heads... 561 hp / 547 tq, Former Roush Show Car, Completed and Prepped By Olthoff Racing.
Posts: 1,066
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Not Ranked
Quote:
Originally Posted by Midwest Classic
Kits or Replicas also will not have 17 digits so they are not rated as originals.
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My SPF does, it was issued by the California DMV and is attached to the frame. My registration uses this # as the issued VIN# and not the # assigned by SPF.
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06-18-2008, 06:12 PM
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Senior Club Cobra Member
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Join Date: Mar 2005
Location: Meriden,
CT
Cobra Make, Engine: ERA 427 SC s/n 718, 428 FE
Posts: 1,731
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Not Ranked
It seems every state is different. I also have been tempted to try to register my car as a 1966, but if the DMV gets wise to these 'gray titles', it may turn out to be an owners' worst nightmare (including my own). Just look back at what happened to Boyd Coddington in CA. a while back.
Sure, it's nice to have vintage plates, but the actual year the car was manufactured should be on the title, according to the DMV. I won't risk having my car impounded or worse. All it'll take is for your state to hire someone who's hip to what's going on with these component car titles and just like that, the guidelines will change. Same goes for the street rod replicas.
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06-18-2008, 06:24 PM
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Senior Club Cobra Member
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Join Date: Jul 2002
Cobra Make, Engine:
Posts: 15,712
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Solid advice ZOERA.
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06-18-2008, 06:48 PM
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CC Member / Sponsor
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Join Date: Mar 2004
Location: Auburn,
IL
Cobra Make, Engine:
Posts: 119
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Not Ranked
SPO1715,
But that number did not come from the Company it was issued by the State of CA under their SB100. That is where the difference lies. SPF normally come with about 4 or 7 if I remember correctly.
Robbin
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06-18-2008, 07:04 PM
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CC Member
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Join Date: Dec 2004
Location: Prince Frederick,
MD
Cobra Make, Engine: Unique 427 S/C 427 FE S.O. 484 cu in
Posts: 952
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Not Ranked
Quote:
Originally Posted by ZOERA-SC7XX
It seems every state is different. I also have been tempted to try to register my car as a 1966, but if the DMV gets wise to these 'gray titles', it may turn out to be an owners' worst nightmare (including my own). Just look back at what happened to Boyd Coddington in CA. a while back.
Sure, it's nice to have vintage plates, but the actual year the car was manufactured should be on the title, according to the DMV. I won't risk having my car impounded or worse. All it'll take is for your state to hire someone who's hip to what's going on with these component car titles and just like that, the guidelines will change. Same goes for the street rod replicas.
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How long is it going to take California to fall into the ocean. At least there government.
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06-18-2008, 07:48 PM
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CC Member
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Join Date: Oct 2004
Cobra Make, Engine: CSX2321
Posts: 1,368
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Not Ranked
Quote:
Originally Posted by ZOERA-SC7XX
It seems every state is different. I also have been tempted to try to register my car as a 1966, but if the DMV gets wise to these 'gray titles', it may turn out to be an owners' worst nightmare (including my own). Just look back at what happened to Boyd Coddington in CA. a while back.
Sure, it's nice to have vintage plates, but the actual year the car was manufactured should be on the title, according to the DMV. I won't risk having my car impounded or worse. All it'll take is for your state to hire someone who's hip to what's going on with these component car titles and just like that, the guidelines will change. Same goes for the street rod replicas.
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Bingo! We have a winner. These are not vehicles produced in the 60's.
Just like most of the steel or glass '32 Fords out there. They are new special construction vehicles made to simulate the "original" cars body style with modern engineering.
Yes, the police need to know that the car looks like a ’32 Ford or a ’65 Cobra but it is not a ’32 or ’65 vehicle.
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06-18-2008, 08:31 PM
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CC Member
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Join Date: Apr 2003
Location: Vero Beach,
FL
Cobra Make, Engine: COX 6111 - '66 "AC 289 Sports."
Posts: 1,572
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Not Ranked
The foregoing makes me wonder: what is SEMA pushing with respect to their efforts to have non-original cars (like '32 Fords built with all new parts) titled as "the car they most closely represent" ? Does the title say that the car is in fact a facsimile of a '32 Ford (or '57 Chevy or whatever) and does it indicate the year the car was constructed, or does it actually describe the car as something it is not, i.e. a "1932 Ford roadster" ? If the former, that makes sense to me, but if the latter, it strikes me as a good way to help some attorneys earn some money a few years down the line.
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Ned Scudder
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06-19-2008, 05:24 PM
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CC Member / Sponsor
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Join Date: Mar 2004
Location: Auburn,
IL
Cobra Make, Engine:
Posts: 119
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Not Ranked
The State of IL finally got smart about six or so years ago. They decided to title a vehicle to what it most closely represents. This is done as long as you get an NSRA inspection, which is free. I think they also went a little farther and allow a person to get a title on an abandoned vehicle on a property as long as the property owner gives the person a bill of sale. This was thought to help clean up some of the cars sitting around that could not be restored without getting a "title".
I go to a lot of shows with swap meets and have you ever wondered why the guys selling titles are selling them for $50 - $200 and they are for "decoration" only and they are selling them like crazy at these events. We have insured quite a few 1965 Ford Convertibles aka Cobra replicas.
Robbin
Midwest Classic Insurance
www.cobrareplicainsurance.com
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06-19-2008, 06:53 PM
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Senior Club Cobra Member
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Join Date: Mar 2005
Location: Meriden,
CT
Cobra Make, Engine: ERA 427 SC s/n 718, 428 FE
Posts: 1,731
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Not Ranked
Quote:I go to a lot of shows with swap meets and have you ever wondered why the guys selling titles are selling them for $50 - $200 and they are for "decoration" only and they are selling them like crazy at these events. We have insured quite a few 1965 Ford Convertibles aka Cobra replicas.
Isn't this fraud? When the first guy who has a CSX 4XXX titled as a 1966 and sells it to some unsuspecting newbie for "REAL" Cobra money, what would you call that? Don't think it hasn't crossed some minds.
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06-19-2008, 07:28 PM
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CC Member / Sponsor
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Join Date: Mar 2004
Location: Auburn,
IL
Cobra Make, Engine:
Posts: 119
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Not Ranked
If you are issued a title and change it I would think so. It newbie that pays the big bucks for a 1966 without doing some investigating work probably deserves it. More money than brains scenario would apply. Same thing goes with the clone cars like SS models, GTOS and Lemans, and all the other cloned vehicles that most do not pay attention to as long as it looks good.
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06-19-2008, 07:39 PM
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Senior Club Cobra Member
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Join Date: Mar 2005
Location: Meriden,
CT
Cobra Make, Engine: ERA 427 SC s/n 718, 428 FE
Posts: 1,731
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Not Ranked
Quote:
Originally Posted by Midwest Classic
If you are issued a title and change it I would think so. It newbie that pays the big bucks for a 1966 without doing some investigating work probably deserves it. More money than brains scenario would apply. Same thing goes with the clone cars like SS models, GTOS and Lemans, and all the other cloned vehicles that most do not pay attention to as long as it looks good.
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Yes, but the SS clones don't have CSX serial #'s. And they don't trade for a million bucks. And most people are not aware that Cobras are made as new component cars, many of which are virtually identical to the originals.
And most enthusiasts would not try to pass off their cars as real (original) Cobras, but we know of a few who still can't tell the difference.
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06-19-2008, 07:40 PM
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Senior Club Cobra Member
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Join Date: Jul 2002
Cobra Make, Engine:
Posts: 15,712
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Not Ranked
Mr. Morgester, Calif attorney assigned to FRAUD TITLE and REGISTRATION issues is 'on the case' and he's looking for those 'swap meet boys' and tracking down just who's been buying these titles. The jig is up guys, people are loosing the cars, other folks have gone to jail. This is a very serious issue in Calif and the State has been warning people for awhile now. Play this game at your own risk.
Some SPF Cobras are black listed in Calif, can NEVER be registered there again under any circumstances. Cobras were the first focus, and continue to be, but it's bigger than that, their also looking at "Hot Rods" in general.
Last edited by Excaliber; 06-19-2008 at 07:42 PM..
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06-19-2008, 07:47 PM
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CC Member / Sponsor
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Join Date: Mar 2004
Location: Auburn,
IL
Cobra Make, Engine:
Posts: 119
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Not Ranked
I am sure there are a lot of glass cars that would qualify for this situation. This will be huge if they ever find them all. Wonder what the State Auction location will be, lots of nice cars there probably.
Not to say Illinois does things always right but the way they allow these cars to be titled makes sense to me.
Robbin
Midwest Classic Insurance
www.cobrareplicainsurance.com
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06-19-2008, 07:51 PM
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CC Member / Sponsor
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Join Date: Mar 2004
Location: Auburn,
IL
Cobra Make, Engine:
Posts: 119
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Zoera I agree with you 100% I would hope that anyone spending that kind of money would go the extra mile to make sure they have a "pro" look at the car. I have a friend that is very good with mid year Corvettes and people hire him to look at cars they are going to purchase to make sure it is what it is. You know what they say buyer beware. You can always run a darfax, LOL
Robbin
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06-19-2008, 10:05 PM
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Senior Club Cobra Member
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Join Date: Oct 2006
Location: Santa Cruz,
CA
Cobra Make, Engine: SPF 2613 Titanium w/Black, Roush 402SR
Posts: 4,097
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Not Ranked
Did this thread morph to the registratin forum.
__________________
Doug
No stop signs, speed limit - Nobody's gonna slow me down - Like a wheel, gonna spin it
Last edited by Got the Bug; 06-19-2008 at 10:26 PM..
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06-19-2008, 11:10 PM
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Senior CC Premier Member
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Join Date: Nov 2004
Location: SoCal,
CA
Cobra Make, Engine: CSX #4xxx with CSX 482; David Kee Toploader
Posts: 3,574
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Not Ranked
Ok, so I have CSX 4250 with the original MSO. signed by Carrol Shelby, indicating it is a 1965 Shelby Cobra. It's titled under SB100 as a 2002. Now I'm thinking of just leaving it that way instead of challenging DMV for a 1965 title, in light of Boyd's unfortunate events.
__________________
All that's stopping you now Son, is blind-raging fear.......
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