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06-18-2009, 07:17 AM
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CC Member
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Join Date: Mar 2001
Location: Cinnaminson,
NJ
Cobra Make, Engine: Cobra Fibercraft Bodies 427 S/C, 351W disguised as a 427.
Posts: 391
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Not Ranked
NJ Cobra Insurance - Which Company?
I currently insure my Cobra garaged in southern NJ with GEICO along with my other three vehicles. They are charging me $379 for 6 months for liability only. This seems like a lot. What companies are you using and how much are they charging. Looking for ideas about changing insurors.
__________________
Political correctness is a doctrine, fostered by a delusional, illogical minority, and rabidly promoted by an unscrupulous mainstream media, which holds forth the proposition that it is entirely possible to pick up a turd by the clean end."
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06-18-2009, 07:24 AM
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CC Member
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Join Date: Jul 2008
Location: Driftwood,
TX
Cobra Make, Engine: Contemporary Cobra, 427 side oiler
Posts: 1,850
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Not Ranked
Call Robbin at Midwest. He's your guy:
Robbin R. Terry, CIC
Midwest Classic Insurance
POB 229, 110 South Fifth Street
Auburn, Illinois 62615
www.midwestclassicins.com
1-888-271-4000
1-217-438-3347 (fax) |
06-18-2009, 07:54 AM
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CC Member
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Join Date: Sep 2008
Location: Austin,
TX
Cobra Make, Engine: ERA FIA, 351W
Posts: 765
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Not Ranked
State Farm and it's not even close; their rates depend on how miles you drive but they treat it like a regular car without any restrictions.
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06-18-2009, 07:55 AM
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Club Cobra Member
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Join Date: Nov 1999
Location: Salem,,
NJ
Cobra Make, Engine: ERA 289 FIA #2100 Rio Red Wimbledon White Stripes 302 stroked to 331 Webers Richmond Road Race 5 speed
Posts: 782
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Not Ranked
Condon & Skelly
121 E. Kings Hwy
Maple Shade, NJ
856 234-3434
$70,000 agreed value for $421/ year
__________________
 Snakebit
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06-18-2009, 07:56 AM
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CC Member
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Join Date: Sep 2008
Location: Austin,
TX
Cobra Make, Engine: ERA FIA, 351W
Posts: 765
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Not Ranked
BTW, my State Farm agent is Joe Nachbaur in Jersey City 201.222.8866; nice guy; very helpful, signed me up over the phone; he called me from his home at 8:30 pm to get it done when I needed it.
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06-18-2009, 07:58 AM
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CC Member
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Join Date: Sep 2008
Location: Austin,
TX
Cobra Make, Engine: ERA FIA, 351W
Posts: 765
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Not Ranked
$50,000 agreed value for $307 semi annually with I think 6k miles, no restrictions, i.e. can drive it to the supermarket and park it in their parking lot, etc.
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06-18-2009, 09:07 AM
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CC Member
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Join Date: Nov 2007
Location: Northern NJ,
NJ
Cobra Make, Engine: SPF-2659/Roush 427SR
Posts: 106
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Not Ranked
Damn! I'm paying nearly $900 with American Collectors and I have a mileage restriction!
I did raise a lot of the liability and PIP limits to their max though...I should have shopped it this year when the renewal arrived...oh well...next year.
__________________
SPF-2659
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06-18-2009, 09:23 AM
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CC Member
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Join Date: Nov 2003
Location: Houston,
TX
Cobra Make, Engine: Superformance #1374 with 392 RDI Stroker
Posts: 502
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Not Ranked
Look in your back yard. American Collecters located in Cherry Hills NJ.
$330.00 per year agreed policy on $65K cobra
http://www.americancollectors.com/
Mark |
06-18-2009, 02:17 PM
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CC Member
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Join Date: Sep 2008
Posts: 144
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Not Ranked
Another for Robbin at Midwest.
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06-18-2009, 02:54 PM
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Club Cobra Member
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Join Date: Nov 1999
Location: Salem,,
NJ
Cobra Make, Engine: ERA 289 FIA #2100 Rio Red Wimbledon White Stripes 302 stroked to 331 Webers Richmond Road Race 5 speed
Posts: 782
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Not Ranked
My quote with American collectors was $900 for the year, that is why I went with Condon & Skelly. Shop around, quotes are free.
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Snakebit
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06-18-2009, 03:59 PM
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Senior Club Cobra Member
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Join Date: Mar 2002
Location: God's country,
ME
Cobra Make, Engine: Original ERA 427sc, Powered by Gessford
Posts: 2,678
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Not Ranked
Quote:
Originally Posted by Snakebit
Condon & Skelly
121 E. Kings Hwy
Maple Shade, NJ
856 234-3434
$70,000 agreed value for $421/ year
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My renewal is up this month too. I currently have Condon & Skelly and I have slightly less agreed value, but higher rate (apx. $600/yr)  I do have the highest available limits, so many that accounts for the difference.
Might be worth calling American Collector.
__________________
Replica is not a dirty word.
"If you can't be a good example, then you'll just have to be a horrible warning."
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06-18-2009, 04:06 PM
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Senior Club Cobra Member
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Join Date: Mar 2002
Location: God's country,
ME
Cobra Make, Engine: Original ERA 427sc, Powered by Gessford
Posts: 2,678
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Not Ranked
Just called American Collector- over $850 for same coverage I have now with Condon & Skelly
__________________
Replica is not a dirty word.
"If you can't be a good example, then you'll just have to be a horrible warning."
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06-18-2009, 08:09 PM
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CC Member
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Join Date: Aug 2006
Location: Jersey Shore,
NJ
Cobra Make, Engine: Superformance SPF#2572, 427 S/O 2X4
Posts: 379
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Not Ranked
I have American Collector, and it is in the 900 range if I remember correctly, with mileage restrictions. Definitely not cheap. Looks like I will be shopping it around come renewal time also.
__________________
Peace through superior firepower...or is it horsepower? Either way, more is always better!
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06-19-2009, 03:31 PM
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CC Member
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Join Date: Mar 2001
Location: Cinnaminson,
NJ
Cobra Make, Engine: Cobra Fibercraft Bodies 427 S/C, 351W disguised as a 427.
Posts: 391
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Not Ranked
Thanks for all the input. I contacted Condon & Skelly for a quote. I cut them a check for $258 for 3000 mile limit, $40,000 declared value. I'm going to call them on Monday and raise the value to $50,000. Inasmuch as my Cobra is registered in NJ as a historic vehicle with a 3000 mile yearly limit already it doesn't bother me about the insurance limit. I don't drive it near 3000 miles a year. Come to think about it, I have had my car on the road for 8 years now and no one from DMV has ever checked the odometer reading. Heck, the car has never seen an inspection station.
__________________
Political correctness is a doctrine, fostered by a delusional, illogical minority, and rabidly promoted by an unscrupulous mainstream media, which holds forth the proposition that it is entirely possible to pick up a turd by the clean end."
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06-30-2009, 08:04 AM
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CC Member
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Join Date: Aug 2006
Location: Jersey Shore,
NJ
Cobra Make, Engine: Superformance SPF#2572, 427 S/O 2X4
Posts: 379
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Not Ranked
Just checked with Condon & Skelly for same agreed value and coverage as I have with American Collectors, but with unlimited mileage = $404/year, which is $540 less than I am paying now.
__________________
Peace through superior firepower...or is it horsepower? Either way, more is always better!
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