AZ Registration

Mike Brasfield · #1 (**permalink**) 01-09-2007, 11:21 AM

OK guys.....I've registered 3 cars here after moving from CA. I know the procedure for the "family car" but is there any difference with the COBRA? Specifically the "in state insurance" issue. I have a classic car, out of state insurance company. Will AZ require me to have local insurance? Also, any thing differet at the smog shop? Thanks for your help.

JB34 · #2 (**permalink**) 01-09-2007, 12:12 PM

Will AZ require me to have local insurance? Also, any thing differet at the smog shop?

Mike, we met at PIR last Saturday. Jim, former cobra owner. My insurance was out of state and no problem; as for smog, register the car as a 65.

BTW; I have a Ultrashield race seat and rollbar camera mount you could borrow next time you go on the track. Let me know if you want to use it.

Mike Brasfield · #3 (**permalink**) 01-09-2007, 02:21 PM

Hey Jim....I left you a message on a different post to say "thanks" for the tips and conversation. I have your card and I'll give you a call. Thanks for the tip for registration and the offer for the camera. I want to do some upgrades before my next track day. I think tires and brakes to start. I'll discuss with you soon. How did Wade do on Sunday?

dave from mesa · #4 (**permalink**) 01-09-2007, 02:34 PM

Mike
They never even asked me for insurance. I also have out of state insurance. Smog shop

It should be reg as a 65 so no smog needed. If they won't reg it as a 65 get in touch with Tony B as he has had to deal with this. Find his email on AZcobras.

Mulv · #5 (**permalink**) 01-09-2007, 05:45 PM

The law in Arizona demands that you have an Arizona Insurance card. I have my old cars insured by out of state companies but I have an Arizona address on the policy and an AZ card in my glove compartment. I believe you will find that they may impound your car if you do not have proof of Insurance in AZ, ie a slip with "Arizona Automobile Insurance Card" clearly written on the top of it . There are several charges I had to pay that were not on my California insurance like a major theft surcharge and uninsured motorist provision and a state contribution for the uninsured pool. They asked me only once for the 7 cars I have registered here, but the AZ thing was super important. You will find that the insurance for your daily driver will be about double what it was in California, mine was. That is due to the enormous number of unregistered and uninsured illegal aliens driving and causing trouble...

Out of state insurance is not recognized, refer to question 3:

http://www.azdot.gov/mvd/faqs/script...asp?section=mi

If you feel that you can financially cover any claim that you may be involved in , then you don't need to get AZ Insurance.

jwd · #6 (**permalink**) 01-09-2007, 05:58 PM

This is from the azdot site "All vehicles registered in Arizona must be insured by a company licensed to do business in this state".

The vast majority of insurance co.'s in the U.S. are licensed to do business in AZ.
I believe this requirement applies to every state that has manditory insurance.
I have J.C. Taylor collector car insurance on my Corvette here in WA. state. When I contacted them about my Cobra, they said they have not yet been authorized by the state to insure "replicas". It's just a matter of them doing the paperwork.

Cobrabill · #7 (**permalink**) 01-09-2007, 06:14 PM

JWD is correct.As long as the company issueing the policy is licensed to do business in the state of Az,they'll except it.

Mike Brasfield · #8 (**permalink**) 01-09-2007, 06:38 PM

Thanks for all your comments. I was pretty sure I would need AZ insurance but it may just need my AZ address, which I think it has. I'll call the insurance company tomarrow and see what they say. I guess by your comments I don't need to go to the smog station?

Cobrabill · #9 (**permalink**) 01-09-2007, 06:58 PM

If the car is registered as a 65,then no you don't need to smog it to begin with with.However,effective Jan 1st in Az,cars 15 years or older that carry a "Collectors car"insurance policy are smog exempt.

When i moved from the Peoples Republik of Kalifornia i did not need a" AZ insurance policy".They were satisfied that the car was insured with a company licensed to do business in Az.

And it cost me $23.50 to get tags for the Cobra.

Mulv · #10 (**permalink**) 01-09-2007, 08:07 PM

You guys are correct that the company must be licensed to do biz in the state, my point , which I don't think I articulated very well in retrospect, is that the proof of insurance card that you hand to the cop who is writing your ticket must say "Arizona Automobile Insurance Card" or similar on the top. I checked and all of mine do including those from Allstate and AHI. That is what the link I posted above is in reference to.

Fitz · #11 (**permalink**) 01-09-2007, 08:19 PM

I have an out of state "Chubb" company but it does say AZ insurance card. Mul got my attention so I went and checked it. It is good in AZ...

Cobrabill · #12 (**permalink**) 01-09-2007, 10:36 PM

O.K-but i thought we were talking about getting the car registered.

ttmb · #13 (**permalink**) 01-10-2007, 10:26 AM

They give you 30 days to get an AZ insurance policy after you regiser it. I think the ins. co. communicates with ADOT when they issue a policy. They told me I'd get a letter if there was no AZ policy within 30 days.

Mulv · #14 (**permalink**) 01-10-2007, 10:51 AM

I have received a letter once a year on at least one of my cars asking me to provide proof of insurance by return mail. This happened with my Cobra, my Mustang and my Corvette. You send them a photocopy of the card or the policy. It also happened with my wife's car ,an Acura. If you have a $50,000 weekend car, I cannot imagine why you would not comply anyway, regardless of cost.

gpgaquin · #15 (**permalink**) 01-14-2007, 09:23 AM

[quote=Cobrabill]If the car is registered as a 65,then no you don't need to smog it to begin with with.However,effective Jan 1st in Az,cars 15 years or older that carry a "Collectors car"insurance policy are smog exempt.

Cobrabill I did not know the law to exempt collector cars 15 years and older with collector insurance had gone into effect. Has anyone got one through the DMV yet. Thanks Greg

Mulv · #16 (**permalink**) 01-14-2007, 11:58 AM

That 15 year law is for cars that are to be used only for collector purposes, ie car shows and Sunday drives. They have mileage restrictions which are to be enforced as well. Here is the law:

Y. IF AN INSURER NOTIFIES THE DEPARTMENT OF TRANSPORTATION OF THE CANCELLATION OR NONRENEWAL OF COLLECTIBLE VEHICLE OR CLASSIC AUTOMOBILE INSURANCE COVERAGE FOR A COLLECTIBLE VEHICLE, THE DEPARTMENT OF TRANSPORTATION SHALL CANCEL THE REGISTRATION OF THE VEHICLE AND THE VEHICLE'S EXEMPTION FROM EMISSIONS TESTING PURSUANT TO THIS SECTION UNLESS EVIDENCE OF COVERAGE IS PRESENTED TO THE DEPARTMENT OF TRANSPORTATION WITHIN SIXTY DAYS.

Z. FOR THE PURPOSES OF THIS SECTION, "COLLECTIBLE VEHICLE" MEANS A VEHICLE THAT COMPLIES WITH BOTH OF THE FOLLOWING:

1. EITHER:

(a) BEARS A MODEL YEAR DATE OF ORIGINAL MANUFACTURE THAT IS AT LEAST FIFTEEN YEARS OLD.

(b) IS OF UNIQUE OR RARE DESIGN, OF LIMITED PRODUCTION AND AN OBJECT OF CURIOSITY.

2. MEETS BOTH OF THE FOLLOWING CRITERIA:

(a) IS MAINTAINED PRIMARILY FOR USE IN CAR CLUB ACTIVITIES, EXHIBITIONS, PARADES OR OTHER FUNCTIONS OF PUBLIC INTEREST OR FOR A PRIVATE COLLECTION AND IS USED ONLY INFREQUENTLY FOR OTHER PURPOSES.

(b) HAS A COLLECTIBLE VEHICLE OR CLASSIC AUTOMOBILE INSURANCE COVERAGE THAT RESTRICTS THE COLLECTIBLE VEHICLE MILEAGE OR USE, OR BOTH, AND REQUIRES THE OWNER TO HAVE ANOTHER VEHICLE FOR PERSONAL USE.

So technically you could register and avoid smog checks on a Maseratti MC 12 as they are only making 12 track cars...

Note that this does not exempt kit Cobras... "Original date of manufacture" as that is rarely more than 15 years ago.... you will still need to use the homebuilt vehicle thing...

gpgaquin · #17 (**permalink**) 01-14-2007, 01:31 PM

Thanks Mulv for the info. I have a 1973 Mach 1 that has been siting in my garage with collector car insurance on it. In 2004 I changed the carb to an edelbrock 650 and it would not pass emmissions. It needs to be rejeted, I allways had a hard time to get through emissions even with the old carb on it, So I have been waiting for this new law to go through. I guess it is time to go to the DMV with my insurance card and see if they will tag it with no emissions. Thanks Greg.

LMH · #18 (**permalink**) 01-14-2007, 03:50 PM

Interesting.
So I wonder if a Cheetah replica could be registered for street use. Date of manufacture isn't 15 years ago but "IS OF UNIQUE OR RARE DESIGN, OF LIMITED PRODUCTION AND AN OBJECT OF CURIOSITY"
Larry

Mulv · #19 (**permalink**) 01-14-2007, 06:22 PM

You could register the Cheetah as a homebuilt car, like the Cobra..

LMH · #20 (**permalink**) 01-14-2007, 11:42 PM

Thanks Mulv, I think I understand.
My brothers FFR is registered as a 65. I'm not sure if it's classified as home built or not, I'll have to ask him.
When I go to register my Hurricane, will it be a 2007 home built or 1965 Cobra?
If I have to go through an emissions test, I'm up a creek w/o a paddle!
Larry