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02-14-2011, 11:54 AM
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CC Member
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Join Date: Mar 2008
Location: Ocean Isle Beach,
NC
Cobra Make, Engine: Superformance #2769 Roush 427R Dart Block
Posts: 606
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Not Ranked
Cobra Insurance
To all our BACC Cobra friends….(posted on NorCal also)
We just paid our yearly insurance premium and we thought we might be paying too much for $75,000 theft / damage coverage on our 2007 Superformance. We called numerous other Insurance companies to get a quote. We tried the usual…Hagerty and Progressive as well as a few other big names in specialty cars and they were all about twice to three time what we pay.
We’ll stick with what we have unless someone has better coverage they wish to disclose. I was surprised with the rates from other companies and am now happy to shell out the $711 a year for the amount of coverage we have through “Infinity Classic Collectors”.
This is our coverage………….If the car is totaled from damage or fire there is a flat payout of $75K …Medical $1000…Uninsured medical $3500…Bodily Injury $100k/300K…Collision $250 deductable...Property Damage $100k.
The coverage started around $625 in ’07 when we bought the car and has gone up to $711. This is the reason we started looking for a better rate. If your coverage is high you may want to look into Infinity. If yours is better I would be interested. Send me a message if you need additional info... tom
__________________
Tom
I miss my Tazer 
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02-14-2011, 12:23 PM
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CC Member
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Join Date: Aug 2010
Location: San Antonio Valley Ca,
ca
Cobra Make, Engine:
Posts: 1,275
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Not Ranked
Anybody ever get a quote from Grundy? Their TV quotes seemed pretty cheap.
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02-14-2011, 12:56 PM
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CC Member
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Join Date: Mar 2008
Location: Ocean Isle Beach,
NC
Cobra Make, Engine: Superformance #2769 Roush 427R Dart Block
Posts: 606
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Not Ranked
Quote:
Originally Posted by redmt
Anybody ever get a quote from Grundy? Their TV quotes seemed pretty cheap.
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I did at Hot august Nights last year...They were $1600 + for the same coverage with a perfect driving record of course. 
__________________
Tom
I miss my Tazer
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02-14-2011, 12:58 PM
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CC Member
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Join Date: Jan 2009
Location: Las Vegas,
NV
Cobra Make, Engine: Shelby CSX4005LA, Roush 427IR
Posts: 5,597
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Not Ranked
$110K agreed value, standard 100/300 liability policy for $600. Just wrote the check for year 3. Impeccable driving record.
__________________
Cheers,
Tony
CSX4005LA
Last edited by twobjshelbys; 02-14-2011 at 01:02 PM..
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02-14-2011, 01:41 PM
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Senior Club Cobra Member
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Join Date: Oct 2006
Location: Santa Cruz,
CA
Cobra Make, Engine: SPF 2613 Titanium w/Black, Roush 402SR
Posts: 4,097
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Not Ranked
Tom,
I also have an Infinity policy written by Northwest Classic http://gotinsurance.com/ My policy is about the same as what you have.
My rate went up slightly last year, and I realized that Infinity had switched my policy to unlimited mileage (no idea why). They switched it back to 6K miles a year, which works for me and lowered the cost.
__________________
Doug
No stop signs, speed limit - Nobody's gonna slow me down - Like a wheel, gonna spin it
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02-14-2011, 02:17 PM
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Registered User
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Join Date: Apr 2007
Posts: 63
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Not Ranked
Devil's advocate
Don't mean to irritate anyone here, but do you all not drive your cars? How does anyone have agreed value ins. and drive out of their driveway? Given the restrictions I've been given, I'm almost willing to provde agreed value insurance.
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02-14-2011, 02:37 PM
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CC Member
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Join Date: Oct 2003
Location: Bainbridge Island,
WA
Cobra Make, Engine:
Posts: 709
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Not Ranked
I have used Grundy for 5 years now and pay $715 for my 2003 SPF. Agreed value $65k, 100/300 no deductible and no mileage restrictions. Perfect driving record.
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02-14-2011, 02:37 PM
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CC Member
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Join Date: Aug 2010
Location: San Antonio Valley Ca,
ca
Cobra Make, Engine:
Posts: 1,275
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Not Ranked
Quote:
Originally Posted by twobjshelbys
$110K agreed value, standard 100/300 liability policy for $600. Just wrote the check for year 3. Impeccable driving record.
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What company? |
02-14-2011, 09:26 PM
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CC Member
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Join Date: Jan 2009
Location: Las Vegas,
NV
Cobra Make, Engine: Shelby CSX4005LA, Roush 427IR
Posts: 5,597
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Not Ranked
Quote:
Originally Posted by redmt
What company?
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Oops, I forgot. Chartis (Barrett Jackson). I had Chartis before the branding occurred. I liked the agency that brokers it so much I moved all of my other insurance business there. The daily drivers, homeowners and umbrella policy are with Auto Owners. Which got a #2 rating in the last Consumer Reports. I'd never heard of them before. They offer a substantial discount if you pay the premium annually, so be sure to ask as it will lower it substantially.
The Chartis insurance is a hobby car, not a daily driver. I get 5000 miles for that rate, and I don't know how I'd ever drive it that much. I did about 3000 miles the first year. Last year with engine and clutch downtime and the generally crappy weather (which tended to happen on weekends) I only got it out for about 2000 miles.
__________________
Cheers,
Tony
CSX4005LA
Last edited by twobjshelbys; 02-14-2011 at 09:29 PM..
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02-14-2011, 09:32 PM
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CC Member
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Join Date: Mar 2008
Location: Ocean Isle Beach,
NC
Cobra Make, Engine: Superformance #2769 Roush 427R Dart Block
Posts: 606
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Not Ranked
Joy...I have 11,000 actual miles on mine. We are limited to 6000 miles a year.
Twobjshelby's...I'll be calling Chartis....thanks tom.........Hope California doesn't have anything to do with it (impeccable record also)
__________________
Tom
I miss my Tazer
Last edited by wanab5150; 02-14-2011 at 09:35 PM..
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02-14-2011, 09:35 PM
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CC Member
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Join Date: Feb 2009
Location: South bay area,
Ca
Cobra Make, Engine: SPF / FE428
Posts: 133
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Not Ranked
I’ve been with Condon & Skelly for a couple years now, Agreed value $65k, 500/500 no deductible 3000 mile a year restrictions. Perfect driving record. $ 292.00 a year, Beat that……
Last edited by SMOKNAC; 03-09-2011 at 04:35 PM..
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02-14-2011, 09:42 PM
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CC Member
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Join Date: Mar 2008
Location: Ocean Isle Beach,
NC
Cobra Make, Engine: Superformance #2769 Roush 427R Dart Block
Posts: 606
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Not Ranked
Have the number for Candon and Skelly? Where?
__________________
Tom
I miss my Tazer
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02-15-2011, 12:07 AM
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CC Member
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Join Date: Oct 2010
Cobra Make, Engine:
Posts: 18
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Not Ranked
I have classic car insurance for $35k for under $150 a year. I was shocked it was so cheap, but from what I understand it's legit.
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02-15-2011, 10:56 AM
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Registered User
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Join Date: Apr 2007
Posts: 63
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Not Ranked
Still no answer
What about restrictions on where you can drive? No one seems to be mentioning that. What good does 3000 miles give you if you can't drive to anything but a show? I've talked to most of these company's and they all told me I could basically only drive to car shows and then home. If anyone has other coverage with agreed value, I'd love to hear.
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02-15-2011, 12:56 PM
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CC Member
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Join Date: Jan 2009
Location: Las Vegas,
NV
Cobra Make, Engine: Shelby CSX4005LA, Roush 427IR
Posts: 5,597
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Not Ranked
Quote:
Originally Posted by wanab5150
Joy...I have 11,000 actual miles on mine. We are limited to 6000 miles a year.
Twobjshelby's...I'll be calling Chartis....thanks tom.........Hope California doesn't have anything to do with it (impeccable record also)
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Chartis is an underwriter for what is offered as the Barrett Jackson branded insurance. The broker is
Amy Spengler
TDC Risk Management
Insuring Collector Cars, Homes, Watercraft, Aircraft and More
1440 Arrowhead Drive
Maumee, OH 43537
419-794-1080 Direct & Fax
877-545-2522 Toll Free More info in this topic
Barrett Jackson Endorsed Insurance
__________________
Cheers,
Tony
CSX4005LA
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02-15-2011, 01:17 PM
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CC Member
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Join Date: Dec 2007
Location: Earlimart,
Ca
Cobra Make, Engine: Superformance 2765 Roush 427(POS) with cruise.
Posts: 221
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Not Ranked
I guess I need to find out where I can go without shooting my right foot off. I don't do shows but I do drive anywhere I want to with unlimited mileage. If I was limited to shows I would find a carrier that would let me drive or I would sell it. I pay $440 with $80k agreed value with umbrella through my business. 9k in two years plus it's been in shop for five months for various reasons. 209
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02-15-2011, 01:45 PM
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CC Member
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Join Date: Feb 2009
Location: South bay area,
Ca
Cobra Make, Engine: SPF / FE428
Posts: 133
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Not Ranked
Condon & Skelly,
I went through Barlow Insurence
800-558-7772
barlowjb@pacbell.net |
02-15-2011, 02:06 PM
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Senior Club Cobra Member
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Join Date: Oct 2006
Location: Santa Cruz,
CA
Cobra Make, Engine: SPF 2613 Titanium w/Black, Roush 402SR
Posts: 4,097
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Not Ranked
Quote:
Originally Posted by wanab5150
Hope California doesn't have anything to do with it (impeccable record also)
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Guessing that California will definitely have something to do with it....along with a million other variables that the insurance companies use to crunch numbers.
__________________
Doug
No stop signs, speed limit - Nobody's gonna slow me down - Like a wheel, gonna spin it
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02-16-2011, 09:40 PM
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CC Member
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Join Date: Jul 2001
Location: Pine Grove CA,
Posts: 15
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Not Ranked
Tom, just pain Grundy $1058.80 in Aug 2010. Agreed value of $73,000. No mileage restrictions.
Royce
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02-18-2011, 06:17 PM
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CC Member
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Join Date: Feb 2009
Location: South bay area,
Ca
Cobra Make, Engine: SPF / FE428
Posts: 133
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Not Ranked
Insurence
Earlyer post,
I’ve been with Condon & Skelly for a couple years now, Agreed value $65k, 500/500 no deductible 3000 mile a year restrictions. Perfect driving record. $ 525.00 a year, Beat that……
I checked my bill and pay 292.00 a year!! Even better  ) Superformance
The 525.00 is for 2 cars, Superformance & a 34 coupe
Last edited by SMOKNAC; 02-18-2011 at 06:20 PM..
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