Insurance

[patrickt]

Originally Posted by Lightingrod

Yes, I've had an umbrella policy for years, businesses and renal properties! However I have never had anyone ask about it when I was getting car insurance.

The Umbrella Policy's carrier needs to know what sort of "thing" they are insuring you for and that you have an underlying policy on that thing that covers the first few hundred thousand or so of liability. All of that usually gets listed on the front of the policy. Always be truthful and transparent with your insurance company and agent. Never fool them in to issuing you a policy by playing "hide the ball." That will come back to bite you in the ass if you ever need them.

[twobjshelbys]

Originally Posted by Lightingrod

Yes, I've had an umbrella policy for years, businesses and renal properties! However I have never had anyone ask about it when I was getting car insurance.

I had to have one to insure the Ford GT. They know that if you get in any incident with a "race car" that the bullseye is 10x larger for law suits.

And yes, it was a two-way street. American Modern wanted a copy of the Umbrella that explicitly listed the GT as included. In order to do that the Umbrrella had to list the GT (which resulted in a premium increase. The Umbrella is not hugely expensive but it did shift.)

[Lightingrod]

Everything is through my long time agent, no secrets! Not even my NOS!

:-)

[NROTOXIN]

So your current insurance question is/was?

[Midwest Classic]

Give us a call or drop me and email and be glad to help you with the insurance coverage. I have been in the business for 40 years and been insuring Cobras primarily since 1999. We have different markets including American Modern, American Collectors, and Hagerty that we use. We can shop the best rate for you initially and at renewal.

Any questions let me know.

Robbin Terry
robbin@midwestclassicins.com
www.midwestclassicins.com
888-271-4000

[Midwest Classic]

Just FYI I am up the road from you some. We insure a lot of Cobras and have been for over 20 years extensively. Been in the business for 40 years.

thank you,

Robbin Terry
Midwest Classic Insurance
www.midwestclassicins.com
888-271-4000

[Dwight]

I had insurance with Robin for 10 - 15 years?

I had a claim which they paid quick and more than the agreed valve.

I have a 66 Fairlane with him at this time. Cost about 1/2 of Hagerty quote.

Most of our Cobra gang in Tenn and Alabama are insured with Robin.

He is a car guy and understands our needs.

Dwight Frye

[Argess]

I got a huge reduction by having the deductible set to $2500 vs. $500. I figured I could deal with minor issues, but wanted the car covered if it were totalled, stolen, burned, etc.