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08-19-2010, 02:23 PM
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CC Member
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Join Date: Oct 2003
Location: Apopka,
FL
Cobra Make, Engine: Elegant Motors
Posts: 129
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Not Ranked
Insurance
Hello,
Looking for some insurance companies that are handling cobra replicas in the State of Florida. It seems like almost everyone has pulled out of the State...does anyone have any recommendations?
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08-19-2010, 09:10 PM
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CC Member
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Join Date: Dec 2000
Location: Lawton,
OK
Cobra Make, Engine: Unique 427SC, 351W
Posts: 495
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Not Ranked
I have no idea about Florida but allot of insurance companies like State Farm offer special insurance on low mileage collector cars. They have restrictions such as the total miles per year you drive. But it is cheap! I pay less than $400 a year for $50k replacement coverage.
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08-19-2010, 09:19 PM
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CC Member
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Join Date: Oct 2003
Location: Apopka,
FL
Cobra Make, Engine: Elegant Motors
Posts: 129
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Not Ranked
I have State Farm for my other cars, however they do not do any insurance on Replicas in Florida, they do not have a specialty side here. Grundy no longer insures, haggerty will not insure anything under 65K and you must have a appraisal. Has anyone tried the insurance company that advertises on here?
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08-19-2010, 10:09 PM
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CC Member
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Join Date: Feb 2009
Location: South bay area,
Ca
Cobra Make, Engine: SPF / FE428
Posts: 133
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Not Ranked
Insurence
I deal with Barlow Insurence. Best deals!!
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08-20-2010, 06:16 AM
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CC Member
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Join Date: Jun 2006
Location: Cape Coral,
FL
Cobra Make, Engine: Homebuilt, .060 over 428 FE Dual Quad
Posts: 101
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Not Ranked
State farm insures mine, but it is not cheap. They had it under a classic policy for a while, but the underwriters caught on and now it is insured as a 2007 kit car (year of build), although titled as a '66. runs me $800 every 6 mo.
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08-20-2010, 06:29 AM
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CC Member
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Join Date: Jul 2005
Location: Punta Gorda,
Fl
Cobra Make, Engine: SPF 2473, Roush 427R
Posts: 203
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Not Ranked
State Farm has mine. Insured as a regular car, no restrictions. $392/6 months
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08-20-2010, 07:01 AM
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Senior Club Cobra Member
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Join Date: Jan 2005
Location: Carrollton,
Tx
Cobra Make, Engine: FFR DAYTONA COUPE 302 COBRA FE STOCK
Posts: 846
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Not Ranked
CHECK OUT BARRETT JACKSON INSURANCE:
http://www.barrett-jackson.com/galle...e/dailyphotos/
THEY ARE GETTING MY BUSINESS FROM HAGGERTY AND I'M SAVING ABOUT $300 A YEAR. THEY OFFFER "AGREED VALUE" AND THEY WILL COVER A RACE CAR FOR PHYSICAL DAMAGES WHILE IT IS IN STORAGE OR TRANSPORTATION ONLY...NO TRACK COVERAGE OR LIABILITY. CHECK THEM OUT.
__________________
FFR Daytona, 2010 Corvette ZR1, '12 F-250 Turbo-diesel,
"Always do right. This will gratify some people and astonish the rest!" Mark Twain
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08-20-2010, 09:50 AM
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CC Member
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Join Date: Oct 2003
Location: Apopka,
FL
Cobra Make, Engine: Elegant Motors
Posts: 129
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Not Ranked
Groopie and acmjg, did State Farm tell you if there is a claim, they get to determine the value and that your receipts, appraisals, etc will not matter. So if they determine its worth 10k that is all you can get? Scared the hell out of me.
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08-20-2010, 10:46 AM
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Senior Club Cobra Member
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Join Date: Jan 2005
Location: VALLEY FORGE,
PA
Cobra Make, Engine: SUPERFORMANCE w DOUG MEYER ENGINE
Posts: 1,958
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Not Ranked
I just signed up with Robbin today. Much better than what I was doing previously.
He is in the office.
Robbin R Terry, CIC
POB 229
110 South Fifth Street
Auburn, IL 62615
888.271.4000
217.438.3347 (fax)
www.midwestclassicins.com
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08-20-2010, 11:25 AM
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CC Member
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Join Date: Oct 2006
Location: Huntsville,
AL
Cobra Make, Engine: SOLD-SPO2660, Southern Automotive 406FE, TKO-600
Posts: 65
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Not Ranked
I signed up with Robbin when I got my car several months ago. He was very easy to deal with and rates were good. I tried using State Farm and their underwriters finally agreed to cover it, but I was more comfortable going with a company that specialized in these type vehicles. Several of the other Cobra owners here in Northern Alabama use him as well!
__________________
Joe
Have fun and enjoy life, because when it is over, it is too late!
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08-20-2010, 11:35 AM
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CC Member
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Join Date: Jan 2009
Location: Las Vegas,
NV
Cobra Make, Engine: Shelby CSX4005LA, Roush 427IR
Posts: 5,570
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Not Ranked
I started off with what is now the Barrett Jackson insurance (before it was rebranded). The Delp folks are a dream to work with. They will also write standard automobile, homeowners and umbrella policies. I moved all of my insurance there. For their standard auto policies they can now write 12-month terms, and if you pay the entire premium the discount is substantial. I moved all of mine at once and so ended up with about $6000 of insurance due in Feb. I've since "canceled" and reinstated (in the same transaction) some of the policies so that they come due in staggered months.
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08-20-2010, 08:56 PM
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CC Member
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Join Date: Oct 2003
Location: Apopka,
FL
Cobra Make, Engine: Elegant Motors
Posts: 129
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Not Ranked
Thank you for the help everyone, Midwest Classic Insurance, Robbin, was fantastic. The process was quick and painless and he was LESS THAN 1/2 the price of Progessive or State Farm. Groopie, ACMJG call him, his price was less than what you pay for 6 months for the entire year. Well worth the call. Thanks again for the help!
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