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CC Advertisers
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09-25-2008, 11:15 PM
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CC Member
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Join Date: Jun 2003
Location: Oakham,
Ma
Cobra Make, Engine: Kirkham 592
Posts: 578
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Not Ranked
What are people paying for insurance?
I'm in Ma I was quoted $616 for my Coba if valued at $90,000. Does this seem fair for annual insurance?
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Advertising
09-26-2008, 12:03 AM
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CC Member
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Join Date: Jun 2006
Cobra Make, Engine: ERA 427
Posts: 104
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Not Ranked
$700 a year on $ 70,000 value for me.
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09-26-2008, 07:36 AM
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Senior Club Cobra Member
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Join Date: Feb 2007
Cobra Make, Engine: KMP 539, a Ton of Aluminum
Posts: 9,591
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Not Ranked
Sounds pretty good to me, although it will vary state to state and also the amount of deductible on liability and comprehensive will change the premium amount as well.
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09-26-2008, 09:10 AM
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CC Member
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Join Date: Sep 2006
Location: Tampa,
fl
Cobra Make, Engine: Kirkham #473 427 every option, Keithcraft aluminum FE 482 ci. Mass Flo FI. Tremec TKO 600.
Posts: 260
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Not Ranked
Florida
A little over $800/yr for $100k
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09-26-2008, 09:14 AM
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Beam Me Up Scottie
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Join Date: Aug 2004
Location: Squantum (part of Quincy),
MA
Cobra Make, Engine: SPF1049 Titanium w/black stripes, 351W with Trick Flow Heads, Tremec 3550
Posts: 7,592
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Not Ranked
$325 for 50K in Taxachusetts. Strange laws in our illustrious Commonwealth makes finding inexpensive insurance difficult.
__________________
Warren
'Liberals are maggots upon the life of this planet and need to get off at the next rotation.' (Jamo 2008)
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09-26-2008, 09:44 AM
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Half-Ass Member
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Join Date: Jun 2005
Cobra Make, Engine: ERA #732, 428FE (447 CID), TKO600, Solid Flat Tappet Cam, Tons of Aluminum
Posts: 22,001
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Not Ranked
Need More Info
You also need to look at the coverages and amounts when comparing policies, you know, liability, collision, comprehensive, U/M, etc. You can't just look at the premium and the agreed value for a total loss. A better question might be " How much liability coverage do you carry on your Cobra?"  |
09-26-2008, 10:43 AM
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Senior Club Cobra Member
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Join Date: May 2007
Location: San Clemente,
CA
Cobra Make, Engine: CSX 4758, CSX 381 Keith Craft 482 w/ Weber 48 IDA's
Posts: 492
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Not Ranked
And make sure it is "agreed value", not "stated value". Some companies may want an appraisal to get to an agreed value. With stated value, they can claim the car decreases in value every year, and can play games with a loss claim.
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09-26-2008, 11:48 AM
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CC Member
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Join Date: Apr 2008
Location: Charlotte,
NC
Cobra Make, Engine: SPO 2813, Roush 427SR/TW
Posts: 100
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Not Ranked
I am at $360 per year with a $500 deductible and max coverage which is what State Farm requires since I also have an Umbrella Policy with them. Agreed Value of $70,000.
Mike
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09-26-2008, 03:07 PM
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CC Member
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Join Date: Feb 2008
Location: Jacksonville,
FL
Cobra Make, Engine: Kirkham #570 w Shelby FE
Posts: 1,009
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Not Ranked
See if you can get a $5k deductable.
Your really just looking for theft and if you wreck it it's likely totaled.
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09-26-2008, 03:17 PM
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Senior Club Cobra Member
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Join Date: Jul 2001
Location: Galion,
OH
Cobra Make, Engine: Kirkham 427FE (sold & missed)
Posts: 1,320
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Not Ranked
$422 a half for $70K Agreed Value w/500 deduc. on collision. This is through Grange.
B.
__________________
Brian Newell - Superformance Sales
Mansfield Motor Group
www.mmgauto.com
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09-26-2008, 05:31 PM
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Registered User
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Join Date: Apr 2007
Posts: 63
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Not Ranked
Driving limitations?
What limitations on driving do people have with their insurance?
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09-26-2008, 06:01 PM
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6th Generation Texan
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Join Date: Feb 2002
Location: Devil's Backbone,RR 32,
TX
Cobra Make, Engine: Lone Star Classics #240,Candy Apple Red,Keith Craft 418w - 602 HP,584 TQ
Posts: 8,157
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Not Ranked
$205 with agreed value of $50k. $500 deductable
7k miles a year
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