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CC Advertisers
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09-29-2009, 10:10 PM
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CC Member
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Join Date: Sep 2009
Location: Sacramento,
CA
Cobra Make, Engine: ERA 707, 446ci FE
Posts: 1,115
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Not Ranked
Best insurance provider for CA?
I've got quotes from all the usual suspects - Hagerty, Classic, Grundy. Since they don't offer much in the way of options other than levels of coverage, who's the best? Are any of the hobby-vehicle insurers ones to steer clear of? I'm looking for good service, no BS or fine-printsmanship and reliability more than bottom line cost.
What do youse guys have?
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09-29-2009, 10:19 PM
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Senior Club Cobra Member
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Join Date: May 2006
Location: Manteca,
Ca.
Cobra Make, Engine: None, sold it
Posts: 2,439
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Not Ranked
Gunner,
I use State Farm for all of my insurance. The had no issue at all with insurancing the Cobra. Less than $400 per year with 40K agreed value. Limited milage (5K per year).
$ depends on your age and driving record of course.
Terry
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09-29-2009, 10:24 PM
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Senior Club Cobra Member
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Join Date: Oct 2006
Location: Santa Cruz,
CA
Cobra Make, Engine: SPF 2613 Titanium w/Black, Roush 402SR
Posts: 4,097
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Not Ranked
I've been with Northwest Classic Insurance for a couple of years. The policy is through Infinity Insurance. Agreed value and no mileage limit in California. The price is competitive with my Farmers policy.
http://www.gotinsurance.com/NW_INSUR...NTER__INC.html
Tom Foltz - Classic Car Insurance
1 800 683 1165 x 4
tom@gotinsurance.com
__________________
Doug
No stop signs, speed limit - Nobody's gonna slow me down - Like a wheel, gonna spin it
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09-29-2009, 10:33 PM
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Regularly Offensive
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Join Date: Feb 2006
Location: yuba city,
ca
Cobra Make, Engine: spf
Posts: 1,231
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Not Ranked
I also use State Farm. I have insured three cobras with them. Never had any problem in the collection area after an accident. See my gallery. I would have posted it but everyone freaks out.......
__________________
Ed
Too close for missles, switching to guns.........
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09-29-2009, 10:42 PM
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CC Member
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Join Date: Mar 2008
Location: Mountain View,
ca
Cobra Make, Engine: SPF2914 Sunset / Titanium
Posts: 233
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Not Ranked
The big thing i found out is research the differences between "agreed value" and "stated value." There can be a huge difference. I ended up starting with Farmers and after more research ended up with Hagerty.
Andrei
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09-29-2009, 11:42 PM
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CC Member
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Join Date: May 2006
Location: LAS VEGAS,
NV
Cobra Make, Engine: contemporary(2) one with 427 sohc and one with 427 center oiler
Posts: 491
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Not Ranked
Barlow Insurance-1-800-558-7772-Corona Ca.
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09-30-2009, 12:36 PM
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Senior Club Cobra Member
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Join Date: Apr 2007
Location: ione,
ca
Cobra Make, Engine: SPF #1473 392 cu.in. titanium/black stripes
Posts: 945
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Not Ranked
Ditto with "got the bug" ...I've been with Tom since I got my car and it's not much more expensive than the wife's Honda.
Bob
__________________
"Outside of a dog, a book is man's best friend. Inside a dog it's too dark to read."
Groucho Marx
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10-01-2009, 09:20 PM
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CC Member
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Join Date: Sep 2009
Location: Sacramento,
CA
Cobra Make, Engine: ERA 707, 446ci FE
Posts: 1,115
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Not Ranked
Tom gave me a good quote. I have about a week here to make a choice; 707 will be on a transporter tomorrow (Friday) and here next Friday-Saturday, at which point the dealer and transport insurance will evaporate. It won't hurt to have mine in place as soon as possible.
Does anyone know of an insurer that covers track use? I thought I had seen someone claim they did - "sanctioned amateur noncompetitive track use" or something like that.
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10-03-2009, 05:25 PM
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Senior Club Cobra Member
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Join Date: Jan 2003
Location: Roseville,
CA
Cobra Make, Engine: 427 Unique Roadster, FE by FE Specialties, 470hp, Top Loader, 3:31 Jag
Posts: 1,716
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Not Ranked
State Farm.... 6-years now. <$400/yr, $45k value, 2,000 mi/yr
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Phil
CA SPCN 2004-040 complete and legal
http://www.uniquecobra.com/
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10-03-2009, 08:49 PM
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CC Member
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Join Date: Mar 2008
Location: Ocean Isle Beach,
NC
Cobra Make, Engine: Superformance #2769 Roush 427R Dart Block
Posts: 606
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Not Ranked
We use Infinity Select Insu. We got the name from John in Reno. He gave us the brokers name when we bought the car from him. We have 80K coverage for $760, but limited to 3500 miles a year.
Now that the car market has tanked were thinking about changing to $60K coverage which will drop it to about $600.
Please keep us advised of a better deal. We have no issue changing insurance company's.
__________________
Tom
I miss my Tazer
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10-04-2009, 06:05 AM
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CC Member
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Join Date: Feb 2006
Location: Lake Havasu City, AZ,
AZ
Cobra Make, Engine: Arps/Burroughs/Hurricane/428FE
Posts: 1,346
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Not Ranked
I checked out several of the "speciality" car insurrance companys, found my regular insurance companythe Hartford/AARP was best price for me.
Less than $500.00 per year, agreed value and no mileage requriement or driving restrictions.
Of course I have all my other cars and home through them too.
Bill
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10-04-2009, 09:06 AM
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Senior Club Cobra Member
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Join Date: Jun 2003
Location: Lockeford,
CA
Cobra Make, Engine: Midstates, Genesis 427 S/O
Posts: 300
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Not Ranked
I use Condon & Skelly, $450.00 yr, $40,0000.00 D V coverage, 5000 miles a year. My 5th year with them.
__________________
"God saved you by His grace when you believed. And you can't take credit for this; it is a gift from God".
Ephesians 2:8
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10-06-2009, 10:21 AM
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CC Member
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Join Date: Sep 2009
Location: Sacramento,
CA
Cobra Make, Engine: ERA 707, 446ci FE
Posts: 1,115
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Not Ranked
I ended up with Barlow (broker; Condon & Skelly insurers) because the coverage was equal to or better than average, he was the only one to follow up by sending a complete set of application papers, and the rate was almost absurdly low.
I should note that my regular insurer is AAA, which is not particularly inexpensive (nor particularly expensive), but does not cover specialty cars. I also don't qualify for AARP rates yet. So a number of the options suggested above wouldn't work for me.
If I'm unhappy with Barlow for any reason I'll likely switch to Hagerty. Thanks for all the input.
__________________
= Si Opus Quadratum vis, angulos praecidere noli. =
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10-06-2009, 10:26 AM
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CC Member
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Join Date: Feb 2007
Location: Valencia,
CA
Cobra Make, Engine: BDR #89, KCR aluminum 427 windsor
Posts: 322
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Not Ranked
I've been happy with Midwest Classic. Robbin Terry is an avid car-guy, knows about replicas, very easy to work with, and rates are very fair...
$415 per year, 6,000 miles annually, $43k agreed value.
__________________
R. Smith
Santa Clarita, CA
BDR #89- KCR aluminum 427 windsor, TKO-600
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10-06-2009, 10:34 AM
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CC Member
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Join Date: Sep 2009
Location: Sacramento,
CA
Cobra Make, Engine: ERA 707, 446ci FE
Posts: 1,115
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Not Ranked
My rate was almost exactly the same, Slick61. I should add that this is for $60k agreed value and $0 deductible.
__________________
= Si Opus Quadratum vis, angulos praecidere noli. =
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