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08-27-2002, 10:28 PM
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CC Member
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Join Date: Aug 2002
Location: Clear Lake,
Posts: 1
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Not Ranked
Insurance
Howdy, y'all!
This is my first thread so hopefully I won't cause a system meltdown. My insurance rate for my Cobra just tripled. No claims, wrecks, tickets, nothing. Company simply sent me a letter, giving me about 6-8 weeks notice, stating the increase was due to "a significant increase in the number of severe claims", and that "Hagerty Insurance has designated the Cobra Replica as a vehicle with extremely high-risk characteristics."
I have several other classic foreign sports cars and Hagerty is fixin' to lose that business, too. Do any of y'all have suggestions regarding a friendly and reasonable insurance carrier?
Thanks!
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08-27-2002, 10:46 PM
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CC Member
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Join Date: Mar 1999
Location: Houston,
TX
Cobra Make, Engine: Contemporary CCX33849 (currently 460)
Posts: 865
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Not Ranked
Farmers did the same to me. I have contacted Dan Hardiman and will be moving my insurance to him this VERY soon. His email is dhardiman@prodigy.net or you can do a search of CC and find his phone number.
Be sure and check out the thread on Houston's September meet. Hope to see you there.
__________________
The future is no place, to place your better days....
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08-28-2002, 09:09 AM
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CC Member
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Join Date: Mar 2001
Location: Rockwall, TX 75032,
Posts: 93
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Not Ranked
Farmers did the same to me. Contacted Dan Hardiman and the sevice was execlent. The price and milage is very good also.
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08-28-2002, 08:15 PM
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CC Member
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Join Date: Jul 2001
Location: Sugar Land, TX,
Posts: 283
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Not Ranked
Dan Hardiman has also helped me out with insurance. Dan has been nothing but excellent and upfront with truthful answers to all my questions. Dan is a good guy, and more importantly, a Cobra owner and driver!
And no, Dan will not give me a discount for the above comments  !!!
Scott, SPF#1230 |
09-02-2002, 08:59 AM
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CC Member
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Join Date: Mar 1999
Location: Tyler, TX, Smith,
Posts: 97
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Not Ranked
Thanks for all of the nice comments. I too think that the other insurance companys are charging to much for insurance coverages. I will try to help anyone that I can. Scott, your check is in the mail!
Thanks
Dan Hardiman
903 597-5700 (work)
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09-11-2002, 05:54 AM
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CC Member
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Join Date: Apr 2001
Location: Fort Worth TX USA,
TX
Cobra Make, Engine: Lone Star Classic Competition #56, 425HP Lingafelter 428 Cobrajet
Posts: 75
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Not Ranked
All the insurance rates in Texas went up drastically, including homeowners. My AllState rate nearly doubled for both my cars. I think it is an agent by agent thing... my agent knows and understands that I would not do anything to risk damaging my showcar, and that they are so unique that they are seldom stolen, thus giving me decent rates. I have been the cause of a few accidents, but I was not directly involved --- people gawking at my Cobra and not looking where they are driving!
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09-12-2002, 09:14 AM
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CC Member
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Join Date: May 2002
Location: Right in the middle of the beautiful Texas Hill Country - Boerne, Texas,
Posts: 681
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Not Ranked
I just insured mine with USAA, actually one of their "partner companies" american collector insurance. no problems, other than the mileage restriction.
full coverage, $30,000 agreed value, 2500 miles per year
blake
__________________
"They're lining up on both sides of the ocean..
and nobody's willing to compromise
in the search for the smoking gun..."
"Charlie Don't Surf!"
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