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  • 3 Post By mattbrowne
  • 1 Post By Grubby
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Old 04-19-2024, 11:15 AM
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What are folks using for insurance on cars that are not titled as a classic? I. E. less than 25 years old.

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Jerry
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Old 04-19-2024, 11:45 AM
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Quote:
Originally Posted by Gjesion View Post
What are folks using for insurance on cars that are not titled as a classic? I. E. less than 25 years old.

Regards,
Jerry

Insurance coverage for one of these cars is not all inclusive, nor will one persons company cover someone else. A lot will have to do with your driving experience, your age, your ticket/accident history, marriage status, whether you rent or own your own domicile, and roughly 30-40 other factors an insurance company underwriter will be looking for. It will not matter what other high performance cars you may have owned in the past, as a Cobra, real or replica, is like nothing else you have ever driven.



With that said, your best bet will be to speak with your current insurance company, and see if they are willing to underwrite a policy for a specialty vehicle such as a cobra replica. Again, depending on your track record with them, they may, or may not do so.


Finally, welcome to the madness.




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Old 04-19-2024, 12:12 PM
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This should help you greatly.

Midwest Classics Robbin R. Terry, CIC
POB 229, 110 So 5th Street
Auburn, IL 62615
217.438.6235 (phone)
217.438.3347 (fax)
Office Hours 8:00-4:30 CST Mon-Fri
Midwest Classic Insurance – Taking care of your insurance needs personally.
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Old 04-21-2024, 09:21 AM
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Great advice here from Matt.

Robbin is a wealth of knowledge and very helpful.

But auto insurance varies by location. Sometimes significantly. Even from state to state within the US.

Location is unclear from the OP, but if your state has unique requirements like mine here in Vermont, you might also consider trying one of the big national agencies like State Farm which offers a policy on a Cobra at an "agreed / guaranteed value."
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Old 04-22-2024, 08:57 AM
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Another vote for Robbin and American Modern.

Be very cautious of using regular car insurance. If something happens what value will they put on your car?

With American Modern, Grundy and other collector policies they agree on the value up front.

John
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Old 04-22-2024, 09:42 AM
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I have agreed value with State Farm.
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